How Google Checkout and paypal deal with chargebacks

[Modee]

Both of them will snag money out of your account, but GC is nicer about it - they warn you a few times, and then do it.

However, true, Google Checkout straight withdraws money from your bank to overcome any deficit in your GC account.

The way PayPal plays the game, is it "reverses" ACH withdrawals you made to your bank, even if they have already landed, claiming "fraud."

All amounts to the same thing - that your bank account is tapped.

[rahul]

Google Checkout and PayPal both have processes in place to handle chargebacks efficiently. When a customer disputes a transaction, these platforms typically investigate the issue by reviewing evidence provided by both the buyer and seller. They aim to reach a fair resolution, either by refunding the buyer or upholding the seller's claim. Chargeback protection policies can vary, but both companies prioritize user trust and safety. Sellers should maintain transparent records and communicate effectively to increase their chances of a favorable outcome in the event of a chargeback.